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Buying advice · 20 September 2026

What a Home Report tells you

How to read one, and the parts worth asking about.

By Scott Bremner
What a Home Report tells you

In Scotland, almost every home for sale needs a Home Report. It gives buyers an independent picture of the property before they make an offer, so it’s worth knowing how to read one.

The three parts

  • Single Survey: a surveyor’s report on the condition of the home, with a valuation
  • Energy Report: the home’s energy efficiency rating and ways to improve it
  • Property Questionnaire: answers from the seller about things like council tax, alterations and parking

Condition ratings

The surveyor rates each part of the home from 1 to 3. Category 1 means no immediate action is needed. Category 2 means repairs or attention will be needed in future. Category 3 means urgent repairs are needed now.

The valuation

The Home Report valuation is the surveyor’s view of the home’s market value. Your mortgage lender will usually use it, so it’s worth reading alongside the asking price.

Questions to ask

If anything in the report is unclear, ask us before you offer. We can explain what a rating means and point you to the right people for further advice.

Every property we market has its Home Report available to view on the property page.

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